:root{--navy:#0f2a3d;--navy2:#163a54;--gold:#c99a45;--gold2:#e6c27a;--ink:#1d2733;--muted:#5b6b7a;--bg:#f6f4ef;--card:#fff;--line:#e4dfd3;--r:16px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter","Segoe UI",system-ui,-apple-system,"PingFang SC","Microsoft YaHei","Noto Sans CJK SC",sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}
a{color:var(--navy2)}img,svg{max-width:100%}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
header{position:sticky;top:0;z-index:50;background:rgba(15,42,61,.97);backdrop-filter:blur(6px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;letter-spacing:.3px}
.brand img{width:40px;height:40px}.brand small{display:block;font-weight:400;font-size:.72rem;color:var(--gold2);letter-spacing:1.5px;text-transform:uppercase}
.menu{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.menu a{color:#dfe7ee;text-decoration:none;font-size:.9rem;padding:8px 10px;border-radius:8px;white-space:nowrap}
.menu a:hover,.menu a.active{color:#fff;background:rgba(255,255,255,.08)}
.menu a.active{box-shadow:inset 0 -2px 0 var(--gold)}
.lang{border:1px solid var(--gold);color:var(--gold2)!important;margin-left:6px}
.burger{display:none;background:none;border:0;color:#fff;font-size:1.6rem;cursor:pointer}
@media(max-width:1040px){.burger{display:block}.menu{position:absolute;top:70px;left:0;right:0;flex-direction:column;align-items:stretch;background:var(--navy);padding:10px 16px 18px;display:none}.menu.open{display:flex}.menu a{padding:12px}.lang{margin:8px 0 0;text-align:center}}
.hero{position:relative;overflow:hidden;background:radial-gradient(1200px 500px at 85% -10%,#24557a 0,transparent 60%),linear-gradient(135deg,var(--navy) 0,#0b2030 100%);color:#fff;padding:96px 0 110px}
.hero.small{padding:64px 0 70px}
.hero h1{font-size:clamp(2rem,4.6vw,3.4rem);line-height:1.15;margin:.2em 0 .4em;max-width:780px}
.hero p.lead{font-size:1.15rem;color:#c9d6e2;max-width:640px}
.eyebrow{display:inline-block;color:var(--gold2);font-size:.8rem;letter-spacing:2.5px;text-transform:uppercase;font-weight:600}
.hero .deco{position:absolute;right:-60px;bottom:-60px;width:460px;opacity:.18;pointer-events:none}
.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.btn{display:inline-block;padding:13px 24px;border-radius:999px;text-decoration:none;font-weight:600;border:2px solid transparent;cursor:pointer;font-size:1rem}
.btn.gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#1b1405}
.btn.ghost{border-color:rgba(255,255,255,.4);color:#fff}
.btn.navy{background:var(--navy);color:#fff}
section{padding:80px 0}section.alt{background:#fff}
h2{font-size:clamp(1.6rem,3vw,2.3rem);margin:.2em 0 .5em;color:var(--navy)}
.sub{color:var(--muted);max-width:720px}
.grid{display:grid;gap:22px}.g3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.g2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:28px;transition:.2s;text-decoration:none;color:inherit;display:block}
a.card:hover{transform:translateY(-4px);box-shadow:0 16px 40px rgba(15,42,61,.12);border-color:var(--gold)}
.card h3{margin:.6em 0 .3em;color:var(--navy);font-size:1.2rem}.card p{margin:0;color:var(--muted)}
.ico{width:54px;height:54px;border-radius:14px;display:grid;place-items:center;background:linear-gradient(135deg,#f3e6c8,#e6cf98)}
.ico svg{width:30px;height:30px;stroke:var(--navy);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.more{display:inline-block;margin-top:14px;color:var(--gold);font-weight:600}
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr}}
.panel{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;border-radius:var(--r);padding:34px}
.panel h3{color:var(--gold2);margin-top:0}
ul.check{list-style:none;padding:0;margin:0}ul.check li{padding:8px 0 8px 32px;position:relative}
ul.check li:before{content:"";position:absolute;left:0;top:13px;width:18px;height:18px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12l4 4 8-8' stroke='%23fff' stroke-width='3' fill='none'/%3E%3C/svg%3E") center/12px no-repeat}
.steps{counter-reset:s;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.step:before{counter-increment:s;content:counter(s,decimal-leading-zero);font-size:1.8rem;font-weight:800;color:var(--gold)}
.step h4{margin:.3em 0;color:var(--navy)}.step p{margin:0;color:var(--muted);font-size:.95rem}
.note{font-size:.88rem;color:var(--muted);border-left:3px solid var(--gold);padding:10px 16px;background:#fbf8f1;border-radius:0 10px 10px 0;margin-top:28px}
.cta{background:linear-gradient(135deg,#1a3f5c,var(--navy));color:#fff;border-radius:22px;padding:48px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta h2{color:#fff;margin:0}.cta p{color:#c9d6e2;margin:.4em 0 0}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}@media(max-width:640px){form .row{grid-template-columns:1fr}}
label{display:block;font-weight:600;font-size:.9rem;margin:14px 0 6px;color:var(--navy)}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid #cfd6dd;border-radius:10px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
textarea{min-height:140px;resize:vertical}
.contact-item{display:flex;gap:14px;align-items:flex-start;margin:18px 0}.contact-item a{color:#fff}
footer{background:#0b1f2e;color:#9fb1c1;padding:54px 0 28px;font-size:.92rem}
footer a{color:#cfdbe6;text-decoration:none}footer a:hover{color:var(--gold2)}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}@media(max-width:760px){.fgrid{grid-template-columns:1fr}}
footer h4{color:#fff;margin:0 0 12px}footer ul{list-style:none;padding:0;margin:0}footer li{margin:6px 0}
.copy{border-top:1px solid rgba(255,255,255,.08);margin-top:36px;padding-top:20px;font-size:.82rem}
.form-msg{margin-top:12px;font-size:.9rem;color:var(--muted)}
/* revenue features */
@media(max-width:1240px){.burger{display:block}.menu{position:absolute;top:70px;left:0;right:0;flex-direction:column;align-items:stretch;background:var(--navy);padding:10px 16px 18px;display:none}.menu.open{display:flex}.menu a{padding:12px}.lang{margin:8px 0 0;text-align:center}}
.btn.wa{background:#25d366;color:#fff;display:inline-flex;align-items:center;gap:8px}.btn.wa svg{width:20px;height:20px}
.btn.disabled,.btn[disabled]{background:#e7e9ec;color:#8a96a3;cursor:not-allowed;border-color:#d5dae0}
.wa-float{position:fixed;right:20px;bottom:20px;width:58px;height:58px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 10px 26px rgba(0,0,0,.25);z-index:60}
.wa-float svg{width:32px;height:32px}
.price .dur{color:var(--muted);margin:.2em 0 1em!important}
.amt{font-size:2rem;font-weight:800;color:var(--navy);margin:6px 0 14px}.amt span{display:block;font-size:.8rem;font-weight:500;color:#b07a1f;letter-spacing:.3px}
.source{background:linear-gradient(135deg,#0b2030,var(--navy2));color:#fff}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.chip{border:1px solid rgba(230,194,122,.6);color:var(--gold2);padding:8px 14px;border-radius:999px;text-decoration:none;font-size:.92rem}.chip:hover{background:rgba(230,194,122,.12)}
#quote,#book{scroll-margin-top:80px}
/* revenue features */
@media(max-width:1240px){.burger{display:block}.menu{position:absolute;top:70px;left:0;right:0;flex-direction:column;align-items:stretch;background:var(--navy);padding:10px 16px 18px;display:none}.menu.open{display:flex}.menu a{padding:12px}.lang{margin:8px 0 0;text-align:center}}
.btn.wa{background:#25d366;color:#fff;display:inline-flex;align-items:center;gap:8px}.btn.wa svg{width:20px;height:20px}
.btn.disabled,.btn[disabled]{background:#e7e9ec;color:#8a96a3;cursor:not-allowed;border-color:#d5dae0}
.wa-float{position:fixed;right:20px;bottom:20px;width:58px;height:58px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 10px 26px rgba(0,0,0,.25);z-index:60}
.wa-float svg{width:32px;height:32px}
.price .dur{color:var(--muted);margin:.2em 0 1em!important}
.amt{font-size:2rem;font-weight:800;color:var(--navy);margin:6px 0 14px}.amt span{display:block;font-size:.8rem;font-weight:500;color:#b07a1f;letter-spacing:.3px}
.source{background:linear-gradient(135deg,#0b2030,var(--navy2));color:#fff}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.chip{border:1px solid rgba(230,194,122,.6);color:var(--gold2);padding:8px 14px;border-radius:999px;text-decoration:none;font-size:.92rem}.chip:hover{background:rgba(230,194,122,.12)}
#quote,#book{scroll-margin-top:80px}